Welcome to the Commonwealth Bank's 1998 Annual Report.

The 1998 Annual Report has been printed in two formats:

1. The Report to Shareholders - a concise version of the full Annual Report document. For this year the Report to Shareholders consists of the first 48 pages of the full Annual Report.

2. The Full Annual Report - consisting of the Report to Shareholders and the detailed financial statements of the Commonwealth Bank.

The Report to Shareholders is available on-line in two sections.

The first section (PDF - 446kb) of the Report to Shareholders contains:

• Highlights of the 1997/98 result
• Financial Calendar for 1999
• Message to Shareholders from the Chairman and Managing Director
• Review of the operations and performance for the Bank's business
• Organisational Chart

The second section (PDF - 642kb) of the Report to Shareholders contains:

• Corporate Governance and Directors' Report
• Five Year Financial Summary
• Concise Financial Statements
• Shareholding Information
• Bank contact names and addresses

Click here to download the detailed Financial Statements (PDF - 683kb) of the Commonwealth Bank.

By downloading these documents you will have all the information contained in the Full Annual Report of the Bank.